Did your car break down and you need to fix it urgently? Didn't you count on that unexpected expense during the Back to School or the January Slope? Do you need to pay a fine right now to take advantage of your 50% reduction? These situations happen daily and it is necessary to have cash to solve them as soon as possible.
But if you don't have the money you need now, you can use the financial services and products of the different online credit companies regulated by the Bank of Spain that offer you the fast money you need in just a few hours. How can you find the best mini-loan online? With a Loan Calculator.
Today and thanks to the latest technological and legal advances, you no longer need to go to a physical bank branch to be dizzy with long bureaucratic processes to request a quick personal loan. Currently there are more than a dozen online loan companies that offer personalized financial products without paperwork and with the best conditions in the sector.
Since there is so much available offer, the most convenient option to find the best mini-credit online (regardless of the amount you need) is to use a Loan Calculator. Using this free tool will not link you to any company and you don't need any financial knowledge to use it.
You simply have to enter the amount you need and the time in which you are going to pay the loan (repayment term). In a matter of seconds, a list will appear with all the online loan companies that fit your needs, including the TIN, the APR and any other additional charges that you must take into account.
If you are interested in the conditions of a credit company on the list, you will simply have to press the company of your choice to contact it directly and begin your process of applying for the mini-loan.
In their form you will have to enter certain personal information so that your microcredit application can be evaluated. If it is a business day, they will usually offer you a response in just a few hours approving or denying your request. Remember that to verify your identity and know your financial risk profile you will have to send an official document (DNI, Passport) and a bank statement of the latest expenses and income online. And before you know it, you will have the urgent money you need in your bank account.
You can request the money you need, but remember that this tool only offers you information about the online loan. That is, it does not guarantee that your application will be approved (for this you must contact the company of your choice directly).
No, this information is not relevant, but later you will have to share it with the online credit company to verify if you are eligible for the mini-loan.
Yes. The best online credit companies in Spain offer free loans (without interest and normally up to 300 euros), but the Loan Calculator will only offer you information about this possibility, it will never approve your application since you must process it directly with the company that Interest you.
As these financial products are intended only for people of legal age, to use a Loan Calculator you must be 18 years old.
No, it is one of the requirements imposed by all online loan companies regulated by the Bank of Spain.
Usually the TIN is between 5% and 10%.
This option depends on the individual policy of each company.