This summer season begins with a number of offers from financial institutions. Many of those offers are attractive, with good interest rates. The amounts vary according to each institution. According to a study recently carried out by American Express Spain, Spaniards will spend an average of 2,070 euros on summer holidays 2018.
One of those lenders is Younited Credit, where you can get from € 1,000 to € 40,000 that you can pay in 24 to 72 months. One of the benefits of Younited Credit is that the rates on all loans are fixed, with no hidden costs. The loan rate depends on the amount you choose and also the term in which you will pay.
Another organization that provides attractive loans is Evo Banco. In Evobanco you can request from € 3,000 to € 50,000 that you can pay from 1 to 8 years. EVO interest rates are competitive and are more beneficial if you direct your payroll with the organization and take out life insurance. If you do that, the TIN that you must pay will be 8.45% and the APR 9.00%. If you do not want to link with EVO, you can also request the loan but the TIN will be 9.45 / and the APR will be 9.87%.
In Cofidis you can request a direct credit from € 500 to € 6000 that you have a term to pay from 12 to 42 months. The minimum and maximum interest rate is TIN 22.12% - TIN 24.51%. In Cetelem.es they lend you from € 3,000 to € 50,000 with an APR that is between 8.25% and 10.36%.
At Banco de Sabadell you will find all kinds of loans for any of your needs. Some of the loans that you will find are of a not very high amount, is the case of the Punctual Expansion Loan, perfect for small specific needs, and the expansion line, with which you can count on amounts of up to 5,000 euros. With the Punctual Expansion Loan, they lend you up to € 3,000 that you can repay in different terms that suit you, without interest and with an APR of 10.63%. For a loan of € 2,000, the term is a maximum of 10 months.
Another good option is BBVA, where you can request from € 3,000 to € 75,000 that you can pay for a period of 2 to 10 years. BBVA manages a TIN from 6.95% and APR from 7.73%. To apply for the loan, you must have an account at BBVA, although you can get the best interest rates if you direct your payroll or pension to the organization for the entire duration of the loan.
It is necessary that the payroll or pension that you domicile is for an amount greater than € 1000 per month, in the case of a single holder. In the case of two or more holders, the sum of the payrolls or pensions that are domiciled at BBVA must be at least € 1500 per month. There are no fees for studying the loan, there is an opening fee of 2.30%. So we invite you to take advantage of these vacation loan offers, so that you can give yourself the trip of your dreams.