€ 600 Maximum loan amount
7 - 30 days Maturity
Free loan The first loan is free

Quick information

If you are looking for a loan, in you can get from € 50 to € 600 that you have a time to pay from 7 to 30 days. The first loan you ask for has 0% interest . Before asking for the money it is important that you meet some conditions such as being a resident in Spain, being between 21 and 65 years old. You cannot have debts greater than € 1000 and it is of the utmost importance that you have a demonstrable regular income. You must send some documents such as your scanned DNI / NIE, a copy of the first page of your bank book or a bank certificate of an account that you own, a bank statement that is not older than three months. The personal data you provide must be yours since the money can only be requested in your name. Once you have finished the request you will get an answer right away and you will have the money in your account quickly. is managed by the company Viaconto Minicredit SL, with address at Avenida Josep Tarradellas 8-10, Ático 3ª, Barcelona Spain. If you wish to contact the company, you can call the telephone number 930 180 960 or write to the email [email protected] Hours of operation are Monday through Friday from 9 a.m. to 10 p.m. and Saturdays from 10 a.m. to 3 p.m.

  • Loans from € 50 to € 400 that you can pay in 7 to 30 days at very competitive interest
  • is managed by Viaconto Minicredit SL with registered office in Barcelona
  • If you have any questions, we invite you to enter the "FAQ" section where you will find a compilation of common questions and answers.
  • It is key to be clear about various concepts in the "Glossary" section, there are definitions related to the contract signed by clients
  • Car repairs
  • Machines for domestic use
  • Reductions in study expenses


Specific information

The first step that you must complete to apply for the loan is to choose the amount you need and the term in which you will pay the debt, from the loan calculator.

Once you do that, the calculator will inform you when the due date of the loan is, how much is the amount you have to repay and how much is the APR and TIN, or the interest that you must pay exactly.

Viaconto Refund Table

New customer loans are commission free!

Requested amount Fee Total to pay Duration
€ 50 € 0 € 50 14 days
200 € € 0 200 € 30 days
€ 400 € 0 € 400 30 days

A representative example

If you borrow € 50 for 14 days, you will pay € 50 in total. So the tax is going to be € 0.

FAQ Viaconto

Can I apply for a loan without payroll?

For Viaconto it is essential to support you in your financial solvency needs without causing more problems. For this reason you can apply for a loan with Viaconto if only if you have constant income that you can verify as an unemployment subsidy or pension. If you do not have any source of income then you are not eligible to obtain the loan. When applying for a loan, you acquire a responsibility with the lender and if you cannot meet the established fees, this will mean higher costs and more debt for you. This is why Viaconto is very selective when approving your loans. It is important that you first organize yourself well before applying for a loan and that you are sure of being able to pay it back, in order to avoid major headaches.

Can I use the personal information of a family member or friend to carry out the loan application?

It is not possible, Viaconto loans are personal and for that reason it is necessary that your personal data is the ones you enter to carry out the request for the money. This includes the details of your bank account, your identification (DNI / NIE) and also your mobile phone number, through which Viaconto can be contacted.

Do I need to have a mobile phone?

Yes, it is absolutely necessary that you have a mobile phone in your name so that you can apply for the loan. As we mentioned before, it is not possible for you to register someone else's mobile phone number, Viaconto only accepts that you are the owner. So if you still don't have your own mobile phone line, we recommend hiring one if you want to be granted a loan with Viaconto. What happens is that your mobile phone line is one of the means by which the company will contact you, so they must be sure that it is yours.



I am very satisfied with Viaconto, I use it often when I need to cover a quick payment.


I was worried because I needed a loan but I could not get it since I did not have a guarantor, however, here Viaconto gave me the money as quickly as possible. Thank you so much!


Viaconto is a super serious company that treats its clients with great responsibility, I really like how they handle them, they give me a lot of confidence. Greetings.

Loan rating

The website is easy to use and there you can read all the information related to the products offered by In areas of the website such as "Request a loan", "Return the money", "Contract", "FAQ", "Promotions", "Glossary", "Blog", among others, you can read all the details related to both the institution, as with the financial services it provides. It is key that you read each section carefully so that you avoid any type of inconvenience. In any case, keep in mind that will not charge you one cent more than what is established in the loan calculator. Of course, you will have to pay additional interest in case of not paying on time, in the established installments, that is why it is important that you organize yourself well and analyze if you are actually capable of assuming a debt. If you have already contracted the loan and it turns out that you cannot assume the debt, Viaconto could apply penalties such as registering in delinquency files such as ASNEF, which would make it difficult to obtain another loan. You could also sell your debt to a collection agency.

Roger molinsJerome P Allison ( LinkedIn )
I am a freelance writer and consultant for companies and individuals, with a particular emphasis on fintech, technology, startups and online marketing. More information ...

Loan terms

  • With permanent address in Spain
  • Be of legal age (be between 21 and 70 years old)
  • Not have active debts that exceed 1,000 euros
  • Have a fixed income (already payroll, pension, etc.)

Application processing procedure

  • To determine the total amount of the loan
  • Use our virtual calculator - click the Apply!
  • Fill in the form and send it

Properties of this loan


  • If you need a loan, offers you the money you need and you can pay it in comfortable periodic installments
  • Applying for a loan with Viaconto is very simple, you just have to enter the website, choose an amount and a term, provide your personal information and you will get the money
  • The technological tools used by Viaconto allow you to have absolute clarity regarding what you must pay to take out a loan


  • People who are not between 21 and 65 years old or who do not reside in Spain cannot request Viaconto's financial services
  • You can only request this loan in your name, if you want to request it in the name of someone else, such as a friend or relative, this is not possible
  • If you have debts over € 1000 or do not have demonstrable regular income, you cannot request Viaconto services


930 180 960
VIACONTO MINICREDIT, SL, Av. De Josep Tarradellas, 8, 08029 Barcelona, ​​Spain


If you are looking for a loan, in you can get from € 50 to € 600 that you have a time to pay from 7 to 30 days. Viaconto Rating: 4/5 509 votes.

Documents to download

Last content update: 20. 3. 2020