€ 300 Maximum loan amount
1 - 30 days Maturity
Interest 10%

Quick information

If you are looking for a credit in they grant small credits without the need for an endorsement or other type of guarantee. The entire procedure can be carried out online and all you have to do is complete a digital form. The amounts that you can request are from € 10 to € 300 and the term to settle the debt is short, between 1 to 30 days, taking into account that it is a small amount. There are some conditions to be able to request this money such as being a Spanish citizen, having reached the age of majority, having a bank account in Spanish territory, entering each of the data that they ask for in the form and of course, returning the credit in the stipulated time. You can receive this credit even if you are reported in delinquency files such as ASNEF or RAI. Once you have completed all this procedure, the credit will be in processing and in a very short time you will know if it has been accepted or not. If the request is approved, the money will be sent by bank transfer, to the account you registered in the digital form.

  • Loans from € 10 to € 300 that have a term to pay of up to 30 days at very convenient interest
  • Coolcré even lends to those reported in delinquency files such as ASNEF or RAI, although you must have a source of income
  • is a Leadsor Ltd. (Credisor) company located at 180 Tottenham Court Road W1T 7PD
  • If you are in need of urgent money for any reason, at Coolcredito the steps are easy to request it and obtain it in a matter of minutes
  • Car repairs
  • Machines for domestic use
  • Reductions in study expenses


Specific information

From the same website you can decide and select the amount you require and the time in which you are going to cancel the debt, which can be from 1 to 30 days. They will also ask you to fill in basic personal information such as your name and surname, mobile phone and email, among others.

In addition, it is necessary that you accept the data protection policy and the terms and conditions before clicking on "Apply for the loan". In fact, if you want more information about the obligation that you are going to contract then we invite you to enter the "Conditions of use" section on the website. In the section called "Confidentiality Policy" you will also find additional information about the way Coolcredito operates.

CoolCredito Refund Table

Requested amount Fee Total to pay Duration
€ 100 € 12 € 112 7 days
200 € 22 € € 222 7 days
€ 300 35 € € 335 7 days

A representative example

If you borrow € 100 for 7 days, you will pay € 112 in total. So the tax is going to be € 12.

FAQ CoolCredito

How do I request credit?

It is quite simple, you only have to complete the information they request in the digital form, choose the amount you want and the term in which you will pay. It is also important that you accept the terms of use of personal data. You can be sure that your data will be treated under the standards of the law. Coolcredito is a transparent entity with a great vocation towards social responsibility. For this reason it is important that you have a source of income before applying for a loan with Coolcredito. Not paying the loan in the established time could mean penalties such as higher interests or that your credit history is affected.

Is it necessary to specify the purpose of the loan?

No, this is not a requirement. You can use the credit in any way you want. It can be to remodel your home, or to buy a new car or maintain the one you have, it could also be to take the vacations you deserve, to pay for your children's studies or to take advantage of that investment opportunity. The options are endless and you can achieve your dreams much faster than you thought.

Can I return the money before the established time?

Yes, you can return the credit at any time before the due date. This does not imply any type of commission for early repayment, as in some lenders.



I applied for a loan with Coolcrédito and they approved it very quickly. I was able to enjoy the money the same day in my bank account.


I applied for a loan in CoolCredito for my car and they granted it to me in two days, I am very happy and satisfied with the management.


I resorted to CoolCredito because they had told me how easy it was to obtain it and I have verified for myself that it is true, I will take it into account when I need it again.

Loan rating is a Leadsor Ltd. (Credisor) company located at 180 Tottenham Court Road, W1T 7PD, London, UK. If you have any questions, you can contact the entity at +44 2032395770. You can also send a message through the "Contact" page The website is quite easy to use, on the website you will find all the information regarding the credit you are going to contract. There you will see that it is a service that does not require an endorsement, it is not necessary that you have an impeccable credit history, the study of the loan is done in a few minutes and without you having to leave your home. If you have any questions, go to the "Questions" section where you can find the answers you needed. We also invite you to enter the section "How does it work?" so that you find out about the steps necessary to process your application. On the same website you can complete your personal information and request your loan, after having selected the amount and the term in which you are going to cancel the debt. It is all very simple because it has been created in this way, for everyone's easy use.

Roger molinsJerome P Allison ( LinkedIn )
I am a freelance writer and consultant for companies and individuals, with a particular emphasis on fintech, technology, startups and online marketing. More information ...

Loan terms

  • You have to be a Spanish citizen
  • You must be of legal age
  • You must have a bank account in the national territory of Spain (as an alternative you can have legal access to another person's bank account)
  • Fill in all the necessary information in the application
  • Return the credit in the stipulated time

Application processing procedure

  • Fill out the application
  • Wait for the call from our agent
  • Get the money


  • The Coolcredito service is available 24 hours a day, 7 days a week, including holidays and weekends
  • Once you obtain a credit with Coolcredito you can return the money at any time before the expiration date
  • In Coolcredito you do not need to specify what you need the money for. You can use the loan for any purpose
  • Once Coolcredito approves your application, you will know in a matter of minutes that your loan has been accepted. Agility and transparency!


  • Coolcredito services are not available to people who are not of legal age or who have a bank account in Spain
  • In case of not being able to assume the established loan installment Coolcredito could apply penalties such as higher interest
  • It is necessary that you complete all the information required in the digital form and that you return the credit within the established period


+44 2032395770
Leadsor Ltd., 180 Tottenham Court Road, W1T 7PD, London, UK


If you are looking for a credit in they grant small credits without the need for an endorsement or other type of guarantee. CoolCredito Rating: 4/5 453 votes.

Documents to download

Last content update: 2. 12. 2019