Request your credit

Request your credit

€ 300,000 Maximum loan amount
12 - 120 months Maturity
Interest 12.5%

Quick information

Pidetucrédito specializes in home equity loans for individuals. You can request from € 5,000 to € 300,000. If you have a property, you can ask Pidetucédito to carry out a free study and you will receive a response within 24 hours. You can request the money even if you are registered in delinquency files such as ASNEF or RAI. You can use that money for different purposes such as the reunification of debts, the acceptance of inheritances or the money you need to obtain your inheritance, the cancellation of liens so that you do not have to surrender your property. Other purposes may be to invest in your business, to make reforms to your home or to be able to sell your home. Request your credit has many benefits such as the speed of the response. In about 24 hours the company will analyze your situation and give you an answer within that period. In addition, the loan is adapted to your financial needs and your ability to pay. It is necessary that the property is free of charges or that it has little outstanding capital.

  • Pidetucredito offers you financial solutions that are adapted to your specific situation to provide you with the liquidity you need
  • You can request the money even if you are reported in delinquency files such as ASNEF or RAI and you will receive a response in maximum 24 hours
  • If you have a property that is free of charges or with little capital to pay then you can request between € 6,000 and € 100,000 in Pidetucrédito


Specific information

To request the personalized study and completely free, you need to specify the amount you need. You must also complete some personal information such as your name, email, telephone, type of property you have and in what town. It is also necessary that you accept the privacy policy of Pidetucrédito before clicking on “Send request”.

Once you complete these simple steps, you will receive a thank you message from the company, confirming that they have received your request correctly and that they will contact you within a maximum period of 24 hours.

Each of the loan applications is analyzed in detail to ensure that you are able to repay the loan without problems. The company has a team of "Credit managers" that will guide you taking into account your specific situation. All Pidetucrédito loans have to be signed before a notary to ensure the total transparency of the operation. You will always have all the information available so that you can make the best possible decision.

Request your credit Refund table

Requested amount Fee Total to pay Duration
€ 30,000 € 312 € 30 312 12 months

A representative example

Example of loan calculation for an amount of € 30,000. Term 12 months. Lack 11 months. No formalization commission. Uninsured. TIN 12.5%; Monthly fee € 312, except the last € 30,312. Total amount to pay (capital + interest) € 33,750. For loan amounts from € 6,000 to € 100,000. The TIN may vary depending on the amount and duration of the loan. TIN min./max. 8.95% / 16% APR min./max 11.55% / 17.89%. Repayment period from 6 months to 10 years. Offer subject to the prior authorization of PidetuCrédito after studying the documentation provided and signing the contract.

FAQ Request your credit

What is the use of reunifying my debts?

That way you can reduce the cost of your monthly installments taking into account that if you unify this installment you will have to pay a smaller sum. By reunifying your debts you can also get a lower rate and interest rate than what you are currently paying. In this way, you can enjoy more financial peace of mind, taking into account that by adjusting your installments to more comfortable ones, you can get out of your debts before the stipulated time.

What is the use of applying for a loan to accept an inheritance?

By applying for a loan you can obtain the liquidity you need to pay the taxes related to your inheritance. These taxes vary according to the region of Spain in which you are. In this way you can receive the inheritance without having to give up what is yours. By having the money available to claim your inheritance you will be able to avoid inconveniences with other heirs interested in claiming it.

Why ask for a loan to avoid a foreclosure?

This is a good way to preserve your property and leave your heritage intact. Keep in mind that by canceling the debt that caused the repossession, you can forget about both the debt and the possibility of your property being repossessed. In this way, you can be sure that the property will continue to be under your name.



They make long-term loans.


They have been fast, they have not cared that I am in the ASNEF.


I have been able to pay my debts and have a smaller installment left each month.

Loan rating

If you need additional money for any reason and you have a property, you can request up to € 100,000 with Pidetucrédito. In order to access this service, you must be of legal age (over 18 years), you must also reside in Spain and complete some personal information, including information about your income and employment situation. Just fill in some personal information from the website and click Submit request. Then the Pidetucredito professionals will analyze your application and will let you know as soon as possible if it was approved or denied. The deadline for you to get a response is usually not longer than 24 hours, although it will probably be long before that time. You can request this loan even if you find yourself reported in delinquency files such as ASNEF or RAI. The only thing that you should have is a property that you use as a guarantee for the payment of the debt. The initial study is completely free. Pidetucrédito is domiciled at Carrer Germans Thos i Codina, 43, 08302 Mataró, Barcelona. If you want to get in touch with the institution, you can do so by calling the telephone number 933931216 or writing to [email protected] If you want the company to call you, you just have to complete a contact form at You can apply for this loan without the need to change your bank.

Roger molinsJerome P Allison ( LinkedIn )
I am a freelance writer and consultant for companies and individuals, with a particular emphasis on fintech, technology, startups and online marketing. More information ...

Loan terms

  • Applicant Loan of the Natural person
  • Older than 18 years-old
  • With permanent address in Spain

Application processing procedure


  • Pidetucrédito loans can be used for different purposes such as debt reunification, acceptance of inheritances and cancellation of liens
  • You can apply for Pidetucédito loans to invest in your business, to make reforms to your home or even to sell it
  • In the "Blog" section of Pidetucrédito you can find interesting texts related to economic issues and the services offered by the company


  • People who do not have a property in their name cannot use Pidetucrédito services
  • People under 18 years of age who do not reside in Spain cannot contract the financial services offered by Pidetucrédito
  • In case of not being able to comply with the agreed installments of the loan, you could lose your property, so it is necessary that you carry out a real analysis of your situation


93 393 12 16
Pidetucrédito, C / Thos i Codina 45, Local 7 08302 - Mataró (Barcelona

Request your credit

Request your credit
Pidetucrédito specializes in home equity loans for individuals. You can request from € 5,000 to € 300,000. Pidetucrédito Rating: 4/5 511 votes.

Documents to download

Last content update: 2. 12. 2019