If you need a loan in Creditea you can request personal loans from € 500 to € 5000 with very competitive interest and without hidden fees or penalties for early cancellation. Once your application is approved you can enter the "Personal Area" of the website and there you will find the loan that you can transfer to your bank, your debit card or PayPal. The Annual Equivalent Rate (APR) depends on the amount requested and the repayment term of the debt, among other elements. Before being approved for a loan with Creditea, the entity must carry out some verifications such as the financial solvency of the debtor, which will be validated through public information and financial solvency records, which the debtor must certify with documentation if Creditea needs it. Creditea, "a fast loan company with a soul of people" is a brand led by International Personal Finance Digital Spain SAU If you have any questions, you can write to the email [email protected] or call the number 902201232. The institution is located on Avenida de la Albufera 153 28038 Madrid and its opening hours are from 9:00 a.m. to 9:00 p.m.
The procedure to request the loan is very simple to carry out. All you have to do is enter the website at www.creditea.com and the first thing you must decide is the amount you need and the term in which you will pay it. The calculator will then inform you how much you should pay in interest or fees.
After this you just have to click on "Order it now!" and you will reach the section of the form https://creditea.com/es/application/ where they will ask you to fill in some personal information such as your ID or NIF and your mobile phone. Once you enter your mobile, they will send you an SMS with a code that you must integrate into the form to continue to the next step. It is important that you are of legal age and that you have a regular income.
In the next step they will ask you to choose a limit or the amount you want to order, which can be between € 100 and € 5000. You have a time from 61 days to 36 months to pay the loan. In the next step of the application procedure you will see the contract that you must accept. It is key that you bear in mind that the company may request documents that support the information you record.
€ 4,000 credit. To be returned in 12 months. Annual fixed interest 59.88%. Monthly fee € 451.05. No commission for opening, study or early cancellation. APR 79.38%. Total amount to be returned € 5,412.57.
What is the difference between this loan and others on the market?
One of the hallmarks of Creditea is the flexibility in the service, taking into account that the money can be returned in advance or that they can even give you an additional month to the agreed term. This is because Creditea loans have been designed around the true needs of the users, which are transparent information, fair prices and flexibility. If, for example, a client requests € 2000 and wants to return it in full or in part, this can be done without having to be penalized, as in many institutions. On the other hand, if a client cannot meet any of the agreed quotas, Creditea can grant them up to an additional month. The company knows that sometimes unforeseen events are unavoidable, which is why its policies are more flexible than those of many other institutions.
The website is very simple and easy to navigate. In addition, in it you will find all the information relevant to the loan application, just follow the instructions. In Creditea you can find formidable conditions to obtain a fast loan. You don't need an endorsement and the loan terms are very flexible. You can withdraw only the money you need at the time you want and you have from 61 days to 36 months to return the money.
| SPEED|| 70%|
| APPROVAL|| 70%|
| RELIABILITY|| 90%|
| 77% |