€ 500 Maximum loan amount
5 - 30 days Maturity
Free loan The first loan is free

Quick information

If you are looking for a loan, in they can lend you from € 50 to € 300 that you have a term to settle from 5 to 30 days. If you are already a CreditoZen customer, then you can request up to € 500. It is important that you meet some requirements before carrying out the request. For example, you must be a resident of Spain, be between 21 and 65 years old, not be registered in ASNEF with debts greater than € 1500, you must also have constant income that you can certify, a bank account (you can be the owner or also authorized or representative ), on the other hand you must be the owner of a mobile line and have a second contact telephone number. The total cost of the loan depends on the amount requested and the term. is administered by Zen Finance Ltd with address at Via Augusta 2, 08006 in Barcelona, ​​Spain. If you want to contact CreditoZen just write the e-mail [email protected] You can carry out your request at any time, 24 hours a day or 7 days a week.

  • Loans from € 50 to € 500 that you can repay in 5 to 30 days with the lowest interest rates on the market
  • is managed by Zen Finance Ltd with domicile in Barcelona Spain and you can contact them for any questions you may have
  • If you have any questions, we invite you to enter the "Frequently Asked Questions" section where you will find several questions and answers.
  • From the main page you can read the comments that CreditoZen clients have left about the company and learn about their experience
  • Machines for domestic use
  • Gift shopping
  • Help in cases of medical illnesses
  • Reductions in study expenses
  • Family leave


Specific information

The first thing you should do is choose an amount and the term in the loan calculator on the website. The calculator will immediately inform you how much is the total debt and the interest that you have to pay. Once you have carried out that step, just click on "Apply". It will then be necessary for you to complete some basic information in an online form.

Some of these data are your name and surname, DNI / NIE, nationality, gender, marital status, number of children, date of birth-email, mobile phone, among others. It is also necessary that you fill in the information about the company where you work, employment status, net monthly income, date of the next payment and seniority in the company. When you are done just click "Continue".

You will have to fill in additional information, verify your identity and your mobile. After completing all this procedure, you will know if your credit has been denied or not instantly. The money will also be transferred to your account online.

CreditoZen Refund Table

New customer loans are commission free!

Requested amount Fee Total to pay Duration
€ 50 € 0 € 50 5 days
€ 100 € 0 € 100 5 days
€ 400 € 0 € 400 30 days

A representative example

If you borrow € 500 for 5 days, you will pay € 500 in total. So the tax is going to be € 0.

FAQ CreditoZen

. How long do I know if my application was approved?

You will know immediately if your process has been approved or rejected, although if you are a new client, it is necessary that they make a phone call before granting you the money.

Can I use the contact information of someone other than myself, like a family member or friend?

You cannot do this, the mobile number is registered together with the DNI you register, so there is a direct relationship between the DNI number and the holder of the mobile line. It is for this reason that the bank account must also be in the name of the person requesting the loan. This information is verified by the institution, which only transfers the money to the person who has requested it. If the information does not match, the institution will proceed to reject the request for the money. In that case, you will receive an SMS that will inform you about the rejection of the request.

What happens if I am late in paying the loan?

If for any reason you are late in paying the agreed installments, you may have to pay additional delay and collection management expenses. For CreditoZen, the speed with which the loans are granted by the organization should equal the same agility on the part of the client when it comes to effectively paying their installments.



Very fast processing.


When I found out about Credito Zen, I still did not trust the platform because I had had a problem with another loan company, so I requested only 50 euros to test it. Today I always use it to ask for money when I need to buy extra things, I recommend it, everything is very clear and without problems. It is appreciated.


I had never relied much on loan portals, but my son got sick and needed money urgently to buy medicines, I asked for a loan at dawn and to my surprise I had it in my bank account within minutes. Everything was as it was presented on the web, there were no surprises, I had the money and I returned it. I plan to apply for a new Zen Credit loan next week for my wife's anniversary gift. Thanks for everything. I recommend it.

Loan rating

On the website you will find all the information in relation to CreditoZen's financial services. In the "Frequently Asked Questions" area you will be able to read various details that are important for you to know. In the "Terms and conditions" section they inform you precisely about everything related to the obligation that you may assume. You will also be able to read some of the comments that CreditoZen users have made and learn from their experience. So if you need a loan at they lend you from € 50 to € 300 if it is the first time you request one and up to € 500 if you are already a customer and have had a good payment behavior. Just enter the page, choose the amount you need, the term in which you are going to pay it and you will know if you are eligible to obtain a loan or not in a very short time. If your application is approved you will be able to count on the money right away. Creditea accepts applications 24 hours a day, 7 days a week. To request it, you just have to choose the amount you need and the term, complete the request and send it. The process is carried out completely online.

Roger molinsJerome P Allison ( LinkedIn )
I am a freelance writer and consultant for companies and individuals, with a particular emphasis on fintech, technology, startups and online marketing. More information ...

Loan terms

  • Be over 21 years old.
  • That your DNI / NIE is in force
  • Have a bank account in Spain and be residing there

Application processing procedure

  • To determine the total amount of the loan
  • Use our virtual calculator - click on the REQUEST!
  • Fill in the form and send it

Properties of this loan


  • If you need a loan with CreditoZen, all you have to do is fill in the information on the website to be able to send a successful application
  • The acceptance or rejection of a loan application is instantaneous. For new clients approval depends on an identity verification over the phone
  • If you have already completed your loan application you will get an answer on whether it has been accepted or denied in just 15 minutes (business hours)


  • With CreditoZen you cannot request more than one simultaneous loan. There is only the possibility of one loan per individual and per address
  • With CreditoZen you cannot use the contact information of anyone other than yourself to request a loan, including bank information, telephone information, etc.
  • CreditoZen services are not available for people who have not reached 21 years of age, or who do not have a valid DNI / NIE or a bank account


Zen Media OÜ, Idapõllu tee 4, Haabneeme, Viimsi, 74001 Estonia


If you are looking for a loan, in they can lend you from € 50 to € 300 that you have a term to settle from 5 to 30 days. CreditoZen Rating: 5/5 501 votes.

Documents to download

Last content update: 9. 4. 2020