€ 300 Maximum loan amount
5 - 30 days Maturity
Free loan The first loan is free

Quick information

If you are in need of a loan, Dineo.es can grant you one from € 50 to € 300 that you can pay within a period of 5 to 30 days. The interest that you must pay depends on the amount of the loan and the term you have chosen, but the first loan has 0% interest. In order to request the loan, you must be of legal age, permanently reside in Spain and have the ability to work. Keep in mind that Dineo.es will carry out a solvency study to establish if you are actually in a position to take out a loan and fulfill the obligation. It is for this reason that before assuming the obligation it is important that you are sure that you are able to settle it. In case of not being able to comply with the agreed quotas, you will have to bear higher costs in interest or commissions. That is why it is key that you carefully read everything that says in the contract you sign, in order to avoid any problems or surprises. You should know that you have the right to pay off the debt completely or to make partial payments at any time before the agreed date, without having to pay anything additional.

  • Loans from € 50 to € 300 that you can pay from 5 to 30 days in addition
  • Dineo.es is managed by DINEO CREDITO S
  • In order to apply for the loan you must be between 18 and 75 years old and show that you have a regular income
  • Car repairs
  • Machines for domestic use
  • Reductions in study expenses


Specific information

If you know that you meet the above requirements, then you only have to click on "Apply now", after you have selected the amount and the time in which you will cancel the obligation. The calculator will then inform you how much the total you must pay, including fees, plus the date of payment and additional information about the loan. It is a simple and very agile process.

You will then enter a section in which it is necessary that you complete a form with some personal information such as your name and surname, gender, date of birth, DNI / NIE, country of birth, mobile phone, type of mobile contract, landline and email, email, among others. It is also necessary that you generate a password, that you indicate where you met Dineo.es, the reason for which you request the loan and that you accept the general conditions and privacy policy. You must also accept the transfer of your data to the company that manages Dineo, accept to receive offers, promotions and discounts, among other conditions.

Once you have completed this process, you will receive a response from the company instantly. If the answer is positive, you will get the money in the bank account you registered. The time you have to wait to see the money reflected in your account depends on your bank. We inform you that Dineo can analyze your credit information or find out if you are reported in delinquency files such as ASNEF. EQUIFAX or EXPERIAN / BADEXCUG.

Dineo Refund Table

New customer loans are commission free!

Requested amount Fee Total to pay Duration
€ 50 € 0 € 50 5 days
€ 100 € 0 € 100 5 days
€ 300 € 0 € 300 30 days

A representative example

If you borrow € 150 for 5 days, you will pay € 150 in total. So the tax is going to be € 0.

FAQ Dineo

How long will it take for me to get the loan?

If you are in one of the Dineo offices, you can receive the loan instantly. If you prefer a transfer, it will only take a few minutes. However, this may vary depending on your banking institution and the day of the week you make the request. In any case, the transfer could take up to 24 to 48 hours.

What conditions must I meet to be able to request a loan from Dineo?

You must be between 18 and 75 years old, reside in Spain and be the owner of a bank account in a bank located in Spain. It is also necessary that you have a job or that you receive verifiable income such as a payroll, pension or unemployment benefit.

What happens if I cannot pay the fee within the agreed term?

A great advantage is that you have the option of extending the term, according to your situation. Just click on "Refund payment" or contact Dineo through any of their means of contact. However, we recommend that you carry out an analysis of your financial situation so that in this way you are sure of being able to fulfill the obligation of a loan.


Web: https://www.prestamosfrescos.es/prestamo/Dineo/experiencia#m

Quick and fair service.

Web: https://www.helpmycash.com/creditos/dineo/dineo/

They gave me the loan for free and I was able to pay it back without any problem. The truth is that it was all very fast and I did not expect it because I had had bad experiences before. I will think about whether to ask for more but for now I am satisfied.

Web: https://financer.com/es/prestamista/dineo/

Very correct customer service, I received 250 euros the next day.

Loan rating

The Dineo.es website was created so that anyone with basic digital skills can use it. In it you will find important areas of the page such as "How does it work?", "Blog", "Contact", "Privacy policy", among others, which were created for you to be fully informed about the products and services it provides Dineo.es. In the "Blog" section you can find interesting news and texts, which are related to personal finance and economic issues. In "Privacy Policy" you can find the rules of Dineo.es related to the handling that the company gives to your personal data. Therefore, if you are looking for a loan, in Dineo.es you can get it after a solvency analysis that will consider a series of variables. Dineo.es is managed by DINEO CREDITO, S, L, a company domiciled in Urb. La Alzambra. Vasari Center building. First floor. 29660. Marbella. Malaga. If you want to communicate with the entity, you can do so by calling 901 888 777 or writing to the e-mail [email protected]

Roger molinsJerome P Allison ( LinkedIn )
I am a freelance writer and consultant for companies and individuals, with a particular emphasis on fintech, technology, startups and online marketing. More information ...

Loan terms

  • Be of legal age and under 75 years of age
  • With permanent address in Spain
  • Have a bank account
  • Have a fixed monthly income to cover payments
  • Have no previous unpaid debts

Application processing procedure

  • To determine the total amount of the loan
  • Use our virtual calculator - click on the Apply Now
  • Fill in the form and send it


  • You can apply in just a few minutes due to the simplicity of the web form. You also get the answer in minutes
  • The Money process is completely transparent and secure. You don't have to worry about fine print or hidden costs
  • Use the loans that Dineo offers you to face any specific need such as repairing your car, paying a debt, among many other options


  • This service is not available for people who do not have their own bank account, or who do not have demonstrable income
  • Loans in Dineo are for small amounts up to a maximum of € 500. If you need more funding, it is better to turn to another institution
  • In case of non-payment, you must cancel high surcharges (up to 25% on the initial amount plus 1.4% daily for a maximum of 30 days)


901 888 777
Dineo Credito, SL, DINEO, First Building Vasari Center Urb. La Alzambra 29660 Marbella Málaga ES, Urb. La Alzambra, 29660 Marbella, Málaga


If you are in need of a loan, Dineo.es can grant you one from € 50 to € 300 that you can pay within a period of 5 to 30 days. Dineo Rating: 4/5 453 votes.

Documents to download

Last content update: 30. 7. 2020