€ 10,000 Maximum loan amount
1 - 24 months Maturity
Interest 10%

Quick information

Did you apply for a loan at the bank but were rejected? If you have a car in your name then this may interest you, because with the guarantee of your vehicle you can get that loan you want, thanks to the services offered by Gedescoche. There are some conditions before asking for that money. You must reside in the peninsula or the Balearic Islands, it is not possible that the car has a reservation of ownership, it must be in your name, it cannot be an industrial vehicle and it cannot be more than 10 years old. On the other hand, you must also have a DNI / NIE, the vehicle's technical file, a circulation permit that certifies its ownership, iTV and current circulation tax. If you are reported in ASNEF or a delinquency file, you can also request the loan. In other words, you can request the loan without any other guarantee than your car. You must provide this documentation so that the institution can carry out an evaluation of the application. Then Gedescoche will carry out an appraisal of the car, which is made taking as a reference the official guide of the National Association and Sellers of Motor Vehicles, Repair and Parts (Ganvam). is administered by Grupo Gedesco with address at Av. Del Puerto 21, 46021, Valencia, Spain. From the main page of the website you can read about some distinctive cases of Gedescoche clients, learn from their experience.

  • Get up to € 10,000 with your car as a guarantee. You can cancel in monthly installments that are comfortable for you
  • is managed by Grupo Gedesco with address in Valencia Spain
  • You can calculate the amount they will lend you by indicating the make and model of your car
  • Car repairs
  • Machines for domestic use
  • Reductions in study expenses


Specific information

To get that money with the guarantee of your car the steps are simple, the first thing you should do is choose the make and model of the car, its version and the mileage. Once you have carried out this procedure, Gedescoche will proceed to make an assessment that will determine the amount that can be approved. Just click on “Calculate amount”.

Gedescoche will then inform you how much money you can receive with the guarantee of your car. If you agree with the conditions, you must complete some basic personal information such as your name and surname, telephone number and email. Before continuing, you must also accept the privacy policy and the sending of commercial communications. Gedescoche will then be able to contact you at the registered number. Then Gedescoche will buy the car and you will get the money in 24 hours. However, you can continue to drive your car, but you must pay a fee each month. When you pay the borrowed amount, the car will be yours again, without any additional interest or commissions. You pay exactly the money they loaned you.

Gedescoche Refund Table

The value of the car Old car Loan
€ 10,000 1 year € 8,000

FAQ Gedescoche

What papers are necessary to get the loan with the guarantee of my car?

You must have DNI / NIE, the technical sheet of the car and the circulation permit that certifies the ownership, plus the iTV and circulation tax per day.

What conditions must I meet to request the money?

You must be a resident of the Peninsula or the Balearic Islands, The car cannot be more than 10 years old, The car cannot have a title reservation, The petitioner must be the owner of the car. Business cars are not accepted.

If I am in ASNEF, can I request money with Gedescoche?

If you can request it, if you have a car in your name, it does not affect that you are registered in delinquency files as ASNEF. The car is your guarantee.



The preferred a good deal.


Good afternoon, I asked for a loan at Gedescoche, and it was great…. They gave me the money in less than 24 hours. The truth is recommended.


They helped me to have cash and then to be able to sell my car quickly. Very good service!

Loan rating

On the website you can see all the information related to the services provided by Gedescoche. You can see why if you are in need of a loan and have a car less than 10 years old, this institution is a formidable alternative. It is a tremendous option because all the procedures are signed before a notary and because you can have the ownership of your car once again at the time of paying the corresponding fees. You do not need to explain the purpose of the loan. Remember that once you have paid the amount they loaned you, the car will be yours again, without any commission. If you wish to contact the institution, you can call the telephone number 900906690. You can also write to the email [email protected] or use the digital contact form on the main page, where you must complete some personal information so that Gedescoche can get in touch. Another option you have is to carry out a visit at any of the company's offices, distributed around Spain.

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Loan terms

  • Reside in the Peninsula and the Balearic Islands
  • The vehicle must be no more than 10 years old
  • The car must not have a reservation of ownership
  • The vehicle must be in the name of the applicant
  • We do not accept industrial vehicles

Application processing procedure

  • Tell us the characteristics of the vehicle and the money you need
  • We make an assessment of your vehicle
  • You receive the money for the purchase of your vehicle in 24 hours
  • You keep driving your car in exchange for a tight monthly rental fee
  • When you decide, the car is yours again, paying the same amount that we gave you, without interest

Properties of this loan


  • You can request the money even if you are reported in ASNEF and without the need for another guarantee other than your car
  • The entity has points of sale throughout the Spanish territory in order to offer you a personalized service
  • You do not have to justify the reason why you request the money and you can recover the car once you cancel the debt


  • You cannot access the loan if the car is not registered in your name
  • You cannot get the money without first signing a contract before a notary public
  • You will not be able to access the loan without first providing the vehicle documentation so that Gedescoche can analyze the viability of the request


900 906 690
Gedescoche SA, Av. Del Port, 21, 46021 València, Valencia, Spain


Did you apply for a loan at the bank but were rejected? If you have a car in your name then this may interest you, because with the guarantee of your vehicle you can get that loan you want, thanks to the services offered by Gedescoche. There are some conditions before asking for that money. Gedescoche Rating: 5/5 564 votes.

Documents to download

Last content update: 27. 10. 2020