HyperLoan 0%
€ 50 - € 2 0001 - 96 months
- Maturity 1 - 96 months
Loans without changing banks
Loans without changing banks and without complicated paperwork, compare the best credit offers and ask for the amount of money you need.
Loans without changing bank are a financial alternative in Spain, they are requested online with the minimum of requirements and allow you to have the money in a few minutes.
In banks, if the applicant is not a bank customer, he must open an account to apply for the personal loan. However, online personal loans do not require such a link for the approval process. In addition, they offer a digital platform to facilitate and streamline the process.
In this type of online credits the requirements are easy to get, know the most common in Spain:
The offer of credits without paperwork is growing thanks to the advantages they offer, the most popular ones are described below:
Immediate loans: they are requested online and offer an immediate response, with the possibility of receiving the money the same day (once approved). They can be requested with the minimum of requirements (generally they do not verify ASNEF).
Quick loans without payroll: they are designed for people who need money urgently, they can be requested only with a valid ID and from a mobile phone. It is necessary to have a bank account to receive the loan money.
Online personal loans: they offer a 100% online process (from the mobile or the computer), while the loan offer is personalized according to the client's needs.
They facilitate access to credit, require few requirements to process the application.
The process is carried out 100% online, users can request the money they need from anywhere using their mobile. Also, the money is transferred to the customer's bank account.
The money is returned through different payment methods available, from automatic debit in the bank account, to transfers and online payments. If you pay on time, the conditions of the loan can improve in a future application.
They do not require credit history, collateral or payment guarantees. Some credit agencies can verify the ASNEF, but it is not decisive for the approval of the loan.
Loan comparators are the safest and fastest alternative, they allow you to know the best offers on the market in an instant. In addition, the service is free, you will not have to pay additional commissions to intermediaries. They offer the possibility of obtaining personalized loans, which are adapted to your needs and ability to pay.
They are also the ideal option to obtain loans with ASNEF, you can compare between the most reliable credit agencies in the country in just a few seconds. Without a doubt, they are an accessible alternative when you need the money urgently, but you have outstanding debts.
This type of online loan does not require advance payments, it will allow you to differentiate a reliable offer from an online fraud. The sites that compare loans only work with regulated financial institutions, therefore, they do not request advances to approve credits.
The money must be returned according to the established payment dates, it is important to comply with the payments in a timely manner (without delays). In general, credit services verify the payment behavior of each client, they can improve the conditions (increase the amount, lower the cost and make the term more flexible) if they comply with all the payments and avoid delays.
Jerome P Allison ( LinkedIn )