HyperLoan 0%
€ 50 - € 2 0001 - 96 months
- Maturity 1 - 96 months
Fortunately, nowadays it is no longer necessary to waste time with the eternal bureaucracy of banks to request a quick loan because there are safe and reliable online mini-loan companies (they comply with the requirements of the Bank of Spain) that offer immediate loans without paperwork and practically instantly (in less than 24 hours).
Do you have to pay college tuition this week? Is the landlord pressuring you to pay back rent? Didn't you count on that visit to the mechanic or the dentist? Is going back to school or the January slope getting complicated for you? Do you want to take advantage of the 50% reduction of a fine? Would you like to have extra money for that vacation you have planned? You can solve any of these situations right now if you use the services of the leading online companies that offer immediate loans in Spain.
Forget going to your bank office over and over again to borrow an amount of money that is probably ridiculous for them but vital for you. Thanks to fast mini-credit companies you can get the money you need from your smartphone or laptop. To begin the evaluation of your case, you will simply have to enter some personal information, the amount of money you need and how long you want to return the money.
In a few minutes they will give you an answer and if your profile meets the requirements demanded by current legislation, you will only have to verify your identity with an official document (ID, passport or similar) and your income and expenses (with a bank statement of the last months that includes your most recent movements). If all goes well, you can have the money in less than 24 hours. However, remember that in order to access this financial product you have to be of legal age, be a resident of Spain and have a bank account.
In immediate loans it is very important that you distinguish these two concepts. In a guaranteed loan they will ask you for a guarantee as collateral. For example, if you have a house and you put it as a guarantee that you will pay your loan on time but you don't, they can take that asset away from you to cover your debt. The only requirement is that the guarantee must be greater than the amount loaned and must be in your name. Sometimes they will also allow you to use the endorsement of a cosigner, but it depends on the policy of each company.
In the case of unsecured loans, no collateral is required, but they have the drawback that their interest rate is usually higher than the previous ones. That is why you should review your individual situation well before requesting a personal loan.
The sector of online mini-credits is relatively new in our country and one of its advantages is that you can take advantage of their fast online loans. Yes, you have heard right, free loans because you will not have to pay interest. This option is offered to show the transparency and legality of these online mini-loan companies. The amounts are not usually very high, in fact it is not very common for them to exceed 300 euros, but it is a unique opportunity to get a free loan. In addition, with this financial product, borrowers can increase their credit risk profile to improve their history and be able to request larger loans in the future.
People who are in delinquent files such as ASNEF or RAI can also request a quick loan if they show that they have a regular monthly income such as a payroll or pension. It is also possible to receive a mini-credit if a guarantee is offered.
You can request this information from your bank. Once you know your score and risk level, you will know the options you have to receive an immediate loan according to your financial capacity.
Review the entire document in detail including that small print that many of us tend to skip. Pay special attention to the TIN, APR, interest and repayment terms. We also recommend that you find out if an extension can be requested if necessary and what its cost would be; Better safe than sorry.
Once the process is complete, it usually takes about 15 minutes for the money to reach your bank account.
When you need money urgently. Simply select the online loan company that offers you the best conditions (you can use a loan comparator or simulator) and follow all the steps that they indicate. The service is operational 24/7, but normally if you fill out your credit application online during the weekend they will not start your case until the next business day.
Yes, online credit companies will need this information to contact you.
You will simply have to contact the loan company of your choice. Each company usually offers different means of communication such as live chat, telephone and / or email.