Your-Credit-Quick 0%
€ 50 - € 9,0007 days - 60 months
- Maturity 7 days - 60 months
Long-term fast loans offer the best benefits: speed and flexibility. The minimum repayment time is 12 months, and they also facilitate access to higher amounts.
The personal loan market in Spain is diverse, from the traditional offer of banks (with some improvements) to innovative online loans. Banks are adapting their financial products to the needs of their clients, however, the requirements can be exclusive for many people. While fast long-term loans have an easy and accessible process.
Main advantages of long-term online loans:
Most credit bureaus have few requirements, generally requiring the following:
This type of quick loans are requested online, you can do the procedure from your computer or mobile phone in just 3 steps:
In Spain there are websites that allow you to compare the best loan offers, it is a free service designed to facilitate the selection process. You will only have to enter the amount and it will show you a list of the most convenient quick loans. You can choose the one that best suits your requirements, in just a few seconds you will have the opportunity to verify: APR (cost of the loan), amount offered (it is the maximum amount of money you can request) and term (time to return the money ).
Yes, in Spain there are credit agencies (not banks) that approve long-term loans with ASNEF. These companies accept clients with a delinquency record in files such as ASNEF and RAI, are in charge of analyzing the applicant's situation and generating a personalized financing offer (adjusted to their needs and real payment capacity).
Online loans with ASNEF are an alternative when there is no access to a bank loan, they can be used to:
Online loans are popular because they incentivize financial inclusion, in other words, they facilitate access for people who cannot meet bank requirements. Independent finance companies not only accept payroll, you can prove your income with some income or pension.
Also, if the applicant needs a larger amount, he can offer a guarantee (car, house) or guarantor (a person who represents the financial support on the loan). In these cases, the credit agencies generate a more flexible offer, with a longer term, larger amounts and even lower the cost a bit.
Thanks to the 100% online procedure, once the loan is approved, you can receive the money in your account the same day of the application. Depending on the bank, the transaction may take only a few minutes.