OctopusCredit

OctopusCredit

€ 600 Maximum loan amount
7 - 28 days Maturity
Interest 3.63%

Quick information

If you are looking for a loan in Pulpocredit you can get from € 50 to € 600 that you have a term to return from 7 to 28 days. If it is the first time you apply for the Pulpocredit loan, approve an amount of up to € 200. However, their loyalty program rewards repeat customers with a higher amount each time, provided their payment behavior has been timely. In order to apply for the loan, it is necessary that you meet some requirements such as being between 21 and 70 years old, residing in Spain, a DNI number, mobile phone number and having a bank account in a bank in Spanish territory. The process is very simple, you just have to register on the website www.pulpocredit.es and complete a digital form. Once you have finished these steps you will get an answer in no time. The response regarding your request will be sent to the email that you registered in the digital form and by means of an SMS.

  • With Pulpocredit you can request loans from € 50 to € 200 if you are a new client and up to a maximum of € 600 if you are a responsible recurring client
  • If you cannot pay the Pulpocredit loan on the established date, you have the option of requesting an extension of the loan for 7 14
  • Applying for a loan with Pulpocredit is very easy, you just have to enter the website and complete a digital form
  • With Pulpocredit you will get an answer to your request in a matter of minutes. If your loan is approved, a transfer will be made to the account you registered right away
  • Car repairs
  • Machines for domestic use
  • Reductions in study expenses

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Specific information

Applying for the loan is very easy, just use the loan calculator on the website www.pulpocredit.es. Just choose the amount you need and the term in which you will pay it. The calculator will immediately inform you the costs, the return date, the APR and the total to be returned. Once you have completed these steps just click on “Request € 200.

Then you just have to register to continue with the procedure. They will ask you for some personal information such as your name, first and second surname, ID number, date of birth, gender, mobile phone and email. It is also important that you read and accept the terms of use, the loan agreement and the privacy policy. You must decide if you want to receive promotional communications by different means and if you authorize Pulpocredit to analyze your data. When you have completed these steps, you will be asked for some information related to your job and when you have completed them you will be ready to submit your application.

PulpoCredit Refund Table

Requested amount Fee Total to pay Duration
€ 50 8 € € 58 14 days
€ 100 € 16 € 116 14 days
€ 1,000 330 € € 1,330 30 days

A representative example

If you borrow € 50 for 14 days, you will pay € 58 in total. So the tax is going to be € 8.

FAQ PulpoCredit

What requirements must I meet to request a loan?

It is necessary that you are between 21 and 70 years old, that you reside in Spain, that you have a DNI number, a mobile phone number and that you be the owner of a bank account in a bank in Spanish territory.

How much money can I ask for in my first loan?

Pulpocredit approves an amount of up to € 200 for new clients. However, the entity has a loyalty program that rewards recurring customers. The more loans the client repays in a timely manner, the more money they can request the next time. Up to a limit of € 600.

Can I request an extension if I cannot repay the loan on the established date?

If you cannot pay off the loan on the established date, you can request an extension of up to 7, 14, 21 and 28 days. You must bear in mind that in order to carry out this extension it is necessary that you pay the loan commission for the new term, in advance. You may also have to pay additional penalties. If you definitely cannot assume the payment of the loan you contracted, Pulpocredit could apply penalties such as higher interests or affect your credit history by reporting to delinquency files such as ASNEF, which makes it difficult for another company to offer you a loan.



Experiences

Alexander
Alexander
Web: https://www.prestamosfrescos.es/prestamo/PulpoCredit

Pretty quick and easy. I'm sure I'll be back next time.

Anonymous
Anonymous
Web: https://www.helpmycash.com/opiniones/creditos/minicredito-pulpocredit-de-pulpocredit/

They got me out of a jam pretty quickly, I didn't trust them but they are 100% legal.

Anonymous
Anonymous
Web: https://www.helpmycash.com/opiniones/creditos/minicredito-pulpocredit-de-pulpocredit/

Nobody gave me money and they gave me a little less than what I needed, but I asked a partner for what was missing and everything was sorted out.


Loan rating

pulpocredit.es is administered by the company INTON CONSULT SLU, with address at calle Juan XXIII, number 3, 08329 Teiá (Barcelona). It is a financial institution with experience in the online credit and loan market. Pulpocredit services have several advantages such as the high security standards with which they handle the personal data of their clients. Another advantage is that the entire process can be carried out online, through digital technologies that streamline the entire procedure. In addition, it is a transparent company, so you do not need to worry about hidden costs or abusive contract clauses. You need to have a source of income to apply for the loan. We also recommend that you do an analysis with respect to your current financial situation to establish if you are able to assume a debt in a responsible way. Once the loan is approved, you can cancel it by different means such as bank transfer or a cash deposit through an ATM or at any of the banks indicated on the invoice in the "Personal Area".

SPEED
90%
APPROVAL
90%
RELIABILITY
90%
90%
Roger molinsJerome P Allison ( LinkedIn )
I am a freelance writer and consultant for companies and individuals, with a particular emphasis on fintech, technology, startups and online marketing. More information ...


Loan terms

  • Be between 22 and 70 years old
  • Be a permanent resident in Spain
  • Have your own bank account
  • Have a regular monthly income
  • Have an email account and mobile phone
  • Have a correct credit history and not appear in a defaults file

Application processing procedure

  • To determine the total amount of the loan
  • Use our virtual calculator - click on Request
  • Fill in the form and send it

Benefits

  • With Pulpocredit you can cancel your debt at any time you want without this meaning that you have to pay any penalty, as in some companies
  • With the Pulpocredit loan calculator you can choose the amount and term you need and this tool will inform you how much you have to pay
  • Ask for a loan with Pulpocredit for different needs and get in touch with the entity at 932 203 833 or at [email protected]
  • There are several means by which you can return the loan that Pulpocredit makes you, such as by bank transfer or cash

Disadvantages

  • In Pulpocredit you cannot request more than one loan at a time, it is necessary that you pay the first loan before you can request a new one
  • This loan is not for people under 21 or over 70, nor is it for individuals who do not reside in Spanish territory
  • Pulpocredit services are not available to people who do not have a bank account in Spanish territory
  • In case you cannot pay the loan on the established date, Pulpocredit could apply penalties such as higher costs, among others

Contact

932 203 833
Inton Consult SLU, Calle Juan XXIII, 3, 08329 Teià, Spain



OctopusCredit

OctopusCredit
If you are looking for a loan in Pulpocredit you can get from € 50 to € 600 that you have a term to return from 7 to 28 days. PulpoCredit Rating: 4/5 551 votes.

Documents to download

Last content update: 2. 12. 2019

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