Requesting a loan with Cofidis is very simple. You can request a direct credit from € 500 to € 4000 that you have a time to pay from 12 to 42 months. Just go to the website and use the loan calculator. Cofidis is a Cofidis SA company with registered office at Pl. De la Pau s / n Edif WTC AP1, 08940 Corneliá de Llobregat- Barcelona. If you wish to communicate with the entity, you can do so by calling 900 85 40 40. Customer service hours are Monday through Friday from 9 am to 9 pm and Saturdays from 9 am to 2 pm. If you have any questions, we invite you to enter the "Frequently Asked Questions" section. There you will find the answers to your questions. Enter the "Opinions" section to find out about what Cofidis' clients themselves say about the entity. Before applying for the loan it is necessary that you carry out an analysis of your financial situation. If you consider that you do not have the ability to assume a financial obligation of this type, it is better that you refrain, taking into account that falling into default means higher costs.
In the calculator you can decide and select the amount you want and the term in which you are going to pay it. The calculator will then tell you the amount of the installments that you must pay and what is the APR and the TIN that you must assume. Once you have completed the previous steps, you just have to click on "Request".
Then they will ask you to fill in some basic personal information such as your name and surname, gender, date of birth and email. It is also important that you accept the data protection clause. Once you fill out the entire form, Cofidis will analyze your request and inform you about the previous result digitally. If your request has been pre-accepted then you can download a pdf that is important for you to complete.
After this you must verify the information, print the contract and sign it, attach the necessary documents and send it by post to the address: Pl de la Pau, s / n, Building 1, World Trade Center Almeda Park, 08940- Cornallá de Llobregat ( Barcelona). They will tell you right away if your application has been approved and they will send you the money in a maximum time that will not be more than 24 hours, if you want.
Financing offer subject to approval by Cofidis SA Sucursal en España. Amount of the credit line at the opening of 500 to 4,000 euros. Initial repayment period of 12 to 42 months, without study, maintenance, opening or total or partial cancellation fees. Interest rate TIN 22.12% and APR 24.51% fixed (minimum and maximum). For an example of financing for an amount of € 4,000 of 41 installments, with a contract date of January 1, 2019 and a first due date of February 1, 2019, 40 monthly installments of € 140 and a final residual of € 129.30. The total amount owed will be € 5,729.30. TIN: 22.12% APR: 24.51%. The simulator data allows you to choose the term and the desired amount and view the APR and the total amount to pay. The final duration could vary by a month depending on the financing day. The last installment will always be lower than the rest.
The website is easy to use because it has been created for that purpose. In it you will be able to read and learn about all the financial services that Cofidis offers. Direct credit is just one of the products offered by Cofidis, they also offer a "Project Credit" in which you can decide between different projects such as buying a car, financing your studies, equipping your home, among others. We invite you to enter the section that best suits what you need, to read carefully with all the relevant information and follow the instructions. It is essential that you know all the requirements related to the loan you have applied for.
| SPEED|| 70%|
| APPROVAL|| 80%|
| RELIABILITY|| 90%|
| 80% |