Fidinda facilitates the management of personal loans 100% online. The trademark is part of Novum Bank LTD, a Malta-based Fintech that offers financial solutions with technological innovations. In Spain it has developed online platforms tailored to users, Fidinda and Cashper. They are alternatives for accessing loans and mini credits via the Internet.
The Fidinda financial solution
Anyone who meets the minimum requirements can apply online. Fidinda offers personal loans from € 500 to € 5,000, the payment term can vary from 3 months to 2 years.
Among the advantages they offer, the following stand out: There are no opening fees, the application is made 100% via the Internet, with Instantor they validate the identity and creditworthiness. In addition, the response is fast, the user has the possibility of receiving the money in his account in less than 1 hour (once the loan is approved).
How do I apply for fast Fidinda loans?
You choose the amount you need and the payment term in the loan calculator, it shows the fees and the due date.
Once you choose the amount of money you need, you fill out the form with your personal data.
In just a few minutes you receive an answer on your mobile (via SMS, call or email). If the loan has been approved, you receive the money between 24 and 48 hours.
Fidinda Refund Table
|Requested amount||Fee||Total to pay||Duration|
|€ 1,000||€ 101.63||1 101.63 €||3 months|
|€ 2,000||€ 203.25||2 203.25 €||3 months|
|€ 5,000||3 696.57 €||8 696.57 €||24 months|
A representative example
Example of a loan with an amount of € 3,000 for 6 months. The charge is € 546.32. The total amount to be returned will be € 3,546.32. 79.6% APR.
Where are Fidinda loans paid?
Fidinda allows you to direct debit payments with your credit or debit card, as well as register the automatic debit to your bank account. You can also make a bank transfer.